College Cost Calculator
College Details
Annual Costs
Annual Financial Aid
Cost Analysis
Total Cost
$112,925.275
For 4 years
Net Cost
$112,925.275
After financial aid
Monthly Loan Payment
$0.00
10-year term, 5% interest
Average Annual Cost
$28,231.319
Before financial aid
| Year | Tuition | Room & Board | Books | Other | Total |
|---|---|---|---|---|---|
| 2025 | $10,000 | $12,000 | $1,200 | $3,000 | $26,200 |
| 2026 | $10,500 | $12,600 | $1,260 | $3,150 | $27,510 |
| 2027 | $11,025 | $13,230 | $1,323 | $3,307.5 | $28,885.5 |
| 2028 | $11,576.25 | $13,891.5 | $1,389.15 | $3,472.875 | $30,329.775 |
Understanding College Costs
Types of Expenses
Direct Costs
- Tuition and fees
- Room and board
- Required materials
- Student services
Indirect Costs
- Books and supplies
- Transportation
- Personal expenses
- Technology fees
Financial Aid Options
- Federal grants (e.g., Pell Grant)
- State grants and scholarships
- Institutional aid
- Private scholarships
- Federal student loans
- Work-study programs
Cost-Saving Tips
- Apply for early decision/action
- Consider community college transfer
- Rent or buy used textbooks
- Apply for multiple scholarships
- Compare housing options
- Create a realistic budget